[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.r52.cz\/produkty-pojistoven\/#Article","mainEntityOfPage":"https:\/\/www.r52.cz\/produkty-pojistoven\/","headline":"Produkty poji\u0161\u0165oven","name":"Produkty poji\u0161\u0165oven","description":"Pravideln\u00e9 placen\u00ed pojistn\u00e9ho finan\u010dn\u011b kryje sjednan\u00e1 rizika. To znamen\u00e1, \u017ee nastane-li pojistn\u00e1 (\u0161kodn\u00ed) ud\u00e1lost, poji\u0161\u0165ovna v\u00e1s podle podm\u00ednek pojistn\u00e9 smlouvy…","datePublished":"2020-03-26","dateModified":"2023-05-24","author":{"@type":"Person","@id":"https:\/\/www.r52.cz\/author\/#Person","name":"","url":"https:\/\/www.r52.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/df9d3e7f7fe4622e291ec02ac46f5f76755ddc91019a65e783baee3892394402?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/df9d3e7f7fe4622e291ec02ac46f5f76755ddc91019a65e783baee3892394402?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"r52.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.r52.cz\/wp-content\/uploads\/img_a372665_w4256_t1584085151.jpg","url":"https:\/\/www.r52.cz\/wp-content\/uploads\/img_a372665_w4256_t1584085151.jpg","height":0,"width":0},"url":"https:\/\/www.r52.cz\/produkty-pojistoven\/","about":["Produkty"],"wordCount":490,"articleBody":"Pravideln\u00e9 placen\u00ed pojistn\u00e9ho finan\u010dn\u011b kryje sjednan\u00e1 rizika. To znamen\u00e1, \u017ee nastane-li pojistn\u00e1 (\u0161kodn\u00ed) ud\u00e1lost, poji\u0161\u0165ovna v\u00e1s podle podm\u00ednek pojistn\u00e9 smlouvy finan\u010dn\u011b od\u0161kodn\u00ed. N\u011bkter\u00e1 rizika je ob\u010dan povinen pojistit ze z\u00e1kona (zdravotn\u00ed poji\u0161t\u011bn\u00ed, poji\u0161t\u011bn\u00ed odpov\u011bdnosti z\u00a0provozu vozidla \u2013 povinn\u00e9 ru\u010den\u00ed, poji\u0161t\u011bn\u00ed podnikatel\u016f pro p\u0159\u00edpadn\u00e9 pracovn\u00ed \u00farazy zam\u011bstnanc\u016f). Dal\u0161\u00ed poji\u0161t\u011bn\u00ed jsou dobrovoln\u00e1, ale proto\u017ee ka\u017ed\u00e9ho z\u00a0n\u00e1s m\u016f\u017ee n\u011bjak\u00e1 neblah\u00e1 ud\u00e1lost postihnout, je dobr\u00e9 na n\u011bkter\u00e1 rizika pojistnou smlouvu uzav\u0159\u00edt. Poji\u0161\u0165ovny jsou sdru\u017eeny v\u00a0\u010cesk\u00e9 asociaci poji\u0161\u0165oven a jsou kryty zaji\u0161\u0165ovnami.Obecn\u011b lze pojistn\u00e9 produkty rozd\u011blit na \u017eivotn\u00ed a ne\u017eivotn\u00ed.\t\t\u017divotn\u00ed poji\u0161t\u011bn\u00ed pokr\u00fdv\u00e1 rizika, kter\u00e1 jsou spojena s\u00a0va\u0161\u00edm zdrav\u00edm a \u017eivotem. A nejedn\u00e1 se jen o v\u00e1s. \u017dP by m\u011bl m\u00edt uzav\u0159eno ka\u017ed\u00fd, na kom je n\u011bkdo (d\u011bti, man\u017eelka) finan\u010dn\u011b z\u00e1visl\u00fd. Potom – d\u00edky od\u0161kodn\u011bn\u00ed pojistn\u00e9 ud\u00e1losti\u00a0 – m\u016f\u017eete v\u00fdrazn\u011b zm\u00edrnit negativn\u00ed finan\u010dn\u00ed dopad v\u00a0p\u0159\u00edpad\u011b v\u00e1\u017en\u00fdch onemocn\u011bn\u00ed, invalidity \u010di \u00farazu, dlouhodob\u011bj\u0161\u00ed hospitalizace a pracovn\u00ed neschopnosti, \u00famrt\u00ed. Pojistn\u00e9 produkty mohou b\u00fdt jen rizikov\u00e9, anebo kapit\u00e1lov\u00e9, investi\u010dn\u00ed – tzn., \u017ee poji\u0161\u0165ovna \u010d\u00e1st va\u0161ich vlo\u017een\u00fdch prost\u0159edk\u016f investuje a zhodnot\u00ed, a na konci pojistn\u00e9 doby v\u00e1m vyplat\u00ed sjednanou \u010d\u00e1stku. Poji\u0161t\u011bn\u00ed m\u016f\u017ee b\u00fdt i d\u016fchodov\u00e9, anebo t\u0159eba univerz\u00e1ln\u00ed. V\u00fddaje na \u017dP si m\u016f\u017ee da\u0148ov\u00fd poplatn\u00edk ode\u010d\u00edtat z\u00a0dan\u00ed.\t\tNe\u017eivotn\u00ed poji\u0161t\u011bn\u00ed zahrnuje \u0161irokou \u0161k\u00e1lu r\u016fzn\u00fdch pojistek: cestovn\u00ed poji\u0161t\u011bn\u00ed s\u00a0kryt\u00edm l\u00e9\u010debn\u00fdch v\u00fdloh, poji\u0161t\u011bn\u00ed dom\u00e1c\u00edch mazl\u00ed\u010dk\u016f, poji\u0161t\u011bn\u00ed odpov\u011bdnosti p\u0159i v\u00fdkonu povol\u00e1n\u00ed, havarijn\u00ed poji\u0161t\u011bn\u00ed, poji\u0161t\u011bn\u00ed movit\u00e9ho (dom\u00e1cnost) i nemovit\u00e9ho majetku, poji\u0161t\u011bn\u00ed pr\u00e1vn\u00ed ochrany, \u0159ada pojistek pro podnikatele \u2013 poji\u0161t\u011bn\u00ed firemn\u00edho majetku a finan\u010dn\u00edch rizik, zem\u011bd\u011blsk\u00e9 poji\u0161t\u011bn\u00ed, poji\u0161t\u011bn\u00ed p\u0159epravovan\u00e9ho n\u00e1kladu, poji\u0161t\u011bn\u00ed les\u016f \u010di veletrh\u016f a v\u00fdstav, a dal\u0161\u00ed.Poji\u0161\u0165ovny maj\u00ed zkr\u00e1tka dostatek produkt\u016f, jimi\u017e v\u00e1m mohou finan\u010dn\u00edm od\u0161kodn\u011bn\u00edm zm\u00edrnit zdravotn\u00ed \u010di hmotnou \u00fajmu. Zva\u017ete dob\u0159e, kter\u00e9 z\u00a0nich jsou pro v\u00e1s vhodn\u00e9, srovnejte si nab\u00eddky jednotliv\u00fdch poji\u0161\u0165oven p\u0159ed t\u00edm, ne\u017e se pro n\u011bkterou z\u00a0nich definitivn\u011b rozhodnete. Sou\u010d\u00e1st\u00ed pojistn\u00e9 smlouvy jsou v\u011bt\u0161inou dost obs\u00e1hl\u00e9 smluvn\u00ed podm\u00ednky \u2013 p\u0159ed podpisem PS si je pe\u010dliv\u011b pro\u010dt\u011bte, a\u0165 v\u00edte, co vlastn\u011b podepisujete, za co budete platit, a co m\u016f\u017eete v\u00a0p\u0159\u00edpad\u011b pojistn\u00e9ho pln\u011bn\u00ed o\u010dek\u00e1vat.                                                                                                                                                                                                                                                                                                                                                                                        4.4\/5 - (7 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Produkty poji\u0161\u0165oven","item":"https:\/\/www.r52.cz\/produkty-pojistoven\/#breadcrumbitem"}]}]