[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.r52.cz\/u-nas-jste-vzdy-bonitni\/#Article","mainEntityOfPage":"https:\/\/www.r52.cz\/u-nas-jste-vzdy-bonitni\/","headline":"U n\u00e1s jste v\u017edy bonitn\u00ed","name":"U n\u00e1s jste v\u017edy bonitn\u00ed","description":"\u0158ada soukrom\u00fdch podnikatel\u016f, kte\u0159\u00ed pot\u0159ebuj\u00ed nutn\u011b v\u011bt\u0161\u00ed finan\u010dn\u00ed hotovost, kter\u00e1 by povzbudila jejich firmu, na \u00fav\u011br u banky nedos\u00e1hnou. Je…","datePublished":"2018-12-19","dateModified":"2023-05-24","author":{"@type":"Person","@id":"https:\/\/www.r52.cz\/author\/#Person","name":"","url":"https:\/\/www.r52.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/df9d3e7f7fe4622e291ec02ac46f5f76755ddc91019a65e783baee3892394402?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/df9d3e7f7fe4622e291ec02ac46f5f76755ddc91019a65e783baee3892394402?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"r52.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.r52.cz\/wp-content\/uploads\/img_a334008_w1698_t1547625613.jpg","url":"https:\/\/www.r52.cz\/wp-content\/uploads\/img_a334008_w1698_t1547625613.jpg","height":0,"width":0},"url":"https:\/\/www.r52.cz\/u-nas-jste-vzdy-bonitni\/","about":["Online"],"wordCount":382,"articleBody":"        \u0158ada soukrom\u00fdch podnikatel\u016f, kte\u0159\u00ed pot\u0159ebuj\u00ed nutn\u011b v\u011bt\u0161\u00ed finan\u010dn\u00ed hotovost, kter\u00e1 by povzbudila jejich firmu, na \u00fav\u011br u banky nedos\u00e1hnou. Je to v\u011bt\u0161inou ze dvou velice zn\u00e1m\u00fdch d\u016fvod\u016f. Z\u00e1znamy v n\u011bkter\u00e9m bankovn\u00edm nebo nebankovn\u00edm registru dlu\u017en\u00edk\u016f.   P\u0159\u00edli\u0161 n\u00edzk\u00fd p\u0159\u00edjem.   Ob\u011b tyto z\u00e1le\u017eitosti d\u011blaj\u00ed z \u017eadatele nebonitn\u00edho klienta. Mnohem sch\u016fdn\u011bj\u0161\u00ed cestou je \u017e\u00e1dost o vhodn\u00fd finan\u010dn\u00ed produkt u n\u011bkter\u00e9ho nebankovn\u00edho poskytovatele, kter\u00fd nab\u00edz\u00ed nebankovn\u00ed americk\u00e9 hypot\u00e9ky. Vzhledem k tomu, \u017ee v tomto p\u0159\u00edpad\u011b se jedn\u00e1 o \u00fav\u011br, kter\u00fd se poskytuje na z\u00e1stavu nemovitosti, nen\u00ed nutn\u00e9 prokazovat dostate\u010dn\u011b vysok\u00e9 p\u0159\u00edjmy anebo m\u00edt \u010dist\u00e9 rejst\u0159\u00edky. Krom\u011b toho, \u017ee odpadaj\u00ed tyto hlavn\u00ed dva probl\u00e9my, p\u0159in\u00e1\u0161\u00ed zm\u00edn\u011bn\u00fd finan\u010dn\u00ed produkt je\u0161t\u011b n\u011bkolik dal\u0161\u00edch v\u00fdhod. Mezi n\u011b pat\u0159\u00ed i to, \u017ee se jedn\u00e1 o hypot\u00e9ku bez\u00fa\u010delovou. Je sice pravda, \u017ee je tento \u00fav\u011br poskytov\u00e1n pouze podnikatel\u016fm, ale to v \u017e\u00e1dn\u00e9m p\u0159\u00edpad\u011b neznamen\u00e1, \u017ee se budete muset n\u011bkomu zpov\u00eddat ze sv\u00fdch z\u00e1m\u011br\u016f, jak s pen\u011bzi nalo\u017e\u00edte. N\u00edzk\u00fd \u00farok + dlouh\u00e1 doba splatnosti Soukrom\u00ed podnikatel\u00e9, kte\u0159\u00ed nab\u00edzenou \u0161anci vyu\u017eij\u00ed, se v\u011bt\u0161inou zbavuj\u00ed p\u0159echoz\u00edch nev\u00fdhodn\u00fdch p\u016fj\u010dek a dluh\u016f. Je tak\u00e9 mo\u017en\u00e9 s pomoc\u00ed nebankovn\u00ed hypot\u00e9ky vyplatit exekuci a vyrovnat sv\u00e9 \u00fa\u010dty s OSSZ nebo V\u0161eobecnou zdravotn\u00ed poji\u0161\u0165ovnou. Nen\u00ed v\u0161ak a\u017e tak docela pravda, \u017ee by se do registr\u016f nenahl\u00ed\u017eelo v\u016fbec. N\u011bkdy to toti\u017e m\u016f\u017ee b\u00fdt velice prosp\u011b\u0161n\u00e9 pro samotn\u00e9ho \u017eadatele. V p\u0159\u00edpad\u011b, \u017ee jeho z\u00e1znamy nemaj\u00ed v\u00fdznamn\u00fd charakter, je mo\u017en\u00e9 zajistit \u00farokovou sazbu u\u017e od t\u0159\u00ed procent.  Co\u017e je jist\u011b velice v\u00fdhodn\u00e9. Krom\u011b toho nen\u00ed probl\u00e9m domluvit spl\u00e1tky a\u017e na dobu t\u0159iceti let. Jestli\u017ee st\u00e1le je\u0161t\u011b v\u00e1h\u00e1te a nejste si jisti, pak si nechte vypracovat nez\u00e1vaznou nab\u00eddku zdarma. Z n\u00ed hned zjist\u00edte, kolik pen\u011bz na v\u00e1\u0161 \u00fa\u010det doraz\u00ed. Kalkula\u010dka na americkou hypot\u00e9ku je v\u00e1m k dispozici.                                                                                                                                                                                                                                                                                                                                                                                          4.5\/5 - (11 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"U n\u00e1s jste v\u017edy bonitn\u00ed","item":"https:\/\/www.r52.cz\/u-nas-jste-vzdy-bonitni\/#breadcrumbitem"}]}]