[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.r52.cz\/vysnena-chata-na-dosah\/#Article","mainEntityOfPage":"https:\/\/www.r52.cz\/vysnena-chata-na-dosah\/","headline":"Vysn\u011bn\u00e1 chata na dosah","name":"Vysn\u011bn\u00e1 chata na dosah","description":"Kdo by necht\u011bl m\u00edt svou chati\u010dku na kterou si v r\u00e1mci sv\u00e9ho volna m\u016f\u017ee zajet a odpo\u010dinout si od ruchu…","datePublished":"2022-07-17","dateModified":"2022-07-17","author":{"@type":"Person","@id":"https:\/\/www.r52.cz\/author\/#Person","name":"","url":"https:\/\/www.r52.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/df9d3e7f7fe4622e291ec02ac46f5f76755ddc91019a65e783baee3892394402?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/df9d3e7f7fe4622e291ec02ac46f5f76755ddc91019a65e783baee3892394402?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"r52.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.r52.cz\/wp-content\/uploads\/landscape-g269ff8dbc_1280.png","url":"https:\/\/www.r52.cz\/wp-content\/uploads\/landscape-g269ff8dbc_1280.png","height":0,"width":0},"url":"https:\/\/www.r52.cz\/vysnena-chata-na-dosah\/","about":["\u017divotn\u00ed styl\r"],"wordCount":427,"articleBody":"Kdo by necht\u011bl m\u00edt svou chati\u010dku na kterou si v r\u00e1mci sv\u00e9ho volna m\u016f\u017ee zajet a odpo\u010dinout si od ruchu velkom\u011bsta. Kr\u00e1sn\u00e1 to idylka od kter\u00e9 nemus\u00edte b\u00fdt daleko. Rekrea\u010dn\u00ed objekty jsou v dne\u0161n\u00ed dob\u011b velmi vyhled\u00e1van\u00e9, a to z d\u016fvodu, \u017ee lid\u00e9 pot\u0159ebuj\u00ed trochu zpomalit sv\u00e9 \u017eivoty a odpo\u010dinout si. K tomu by r\u00e1di vyu\u017eili n\u011bjakou tu svou chati\u010dku schovanou n\u011bkde v lese nebo na vrcholku n\u011bjak\u00e9 hory a nejl\u00e9pe co nejd\u00e1le od lid\u00ed. P\u0159ece V\u00e1m lidi sta\u010d\u00ed v m\u011bst\u011b v pr\u00e1ci a tam chcete jen poslouchat n\u011bjak\u00fd zp\u011bv pt\u00e1\u010dku, vid\u011bt r\u00e1no srnku a v\u00fdchod slun\u00ed\u010dka. To je romantika. A co je vlastn\u011b p\u0159ek\u00e1\u017ekou k tomu si tuto idylku splnit? U v\u011bt\u0161iny bohu\u017eel finance. Chaty se v posledn\u00ed dob\u011b dostaly celkem na vysok\u00e9 ceny. K tomu, aby sen se stal skute\u010dnost\u00ed je mo\u017en\u00e9 vyu\u017e\u00edt hypot\u00e9ky na rekrea\u010dn\u00ed objekt. Ano, \u010dtete spr\u00e1vn\u011b. I na takovou odpo\u010dinkovou chatu je mo\u017en\u00e9 pou\u017e\u00edt hypot\u00e9ku. A jak\u00e9 jsou vlastn\u011b podm\u00ednky?Hypot\u00e9ka na chatuAbyste mohli z\u00edskat takovou to hypot\u00e9ku je pot\u0159eba aby dan\u00fd rekrea\u010dn\u00ed objekt byl trvale obyvateln\u00fd, mus\u00ed k n\u011bmu v\u00e9st cesta, po kter\u00e9 se k n\u00ed d\u00e1 bez probl\u00e9mu dostat. Mezi dal\u0161\u00ed podm\u00ednky je, \u017ee rekrea\u010dn\u00ed objekt mus\u00ed st\u00e1t na vlastn\u00edm pozemku. Tedy nesm\u00ed b\u00fdt pozemek v pron\u00e1jmu a posledn\u00ed velmi d\u016fle\u017eitou podm\u00ednkou je, aby tento rekrea\u010dn\u00ed objekt byl zaps\u00e1n v katastru nemovitost\u00ed. A to z d\u016fvodu z\u00e1stavn\u00edho pr\u00e1va p\u0159i vy\u0159\u00edzen\u00ed hypot\u00e9ky. Pot\u00e9 samoz\u0159ejm\u011b mus\u00edte b\u00fdt ob\u010danem \u010cesk\u00e9 republiky a spl\u0148ovat z\u00e1konem stanovenou hranici 18 let. Pokud toto v\u0161e spl\u0148ujete m\u016f\u017eete zkusit oslovit banky a zeptat se u nich na podm\u00ednky hypot\u00e9ky, pokud m\u00e1te vybran\u00fd u\u017e rekrea\u010dn\u00ed objekt.\u00a0Koho oslovit s hypot\u00e9kou na rekrea\u010dn\u00ed objekt?Ohledn\u011b hypot\u00e9ky m\u016f\u017eete kontaktovat sv\u00e9ho finan\u010dn\u00edho poradce, ale tak\u00e9 banky a nebankovn\u00ed instituce, kter\u00e9 hypot\u00e9ky na rekrea\u010dn\u00ed objekty poskytuj\u00ed. V\u017edy se zaj\u00edmejte na dobu spl\u00e1cen\u00ed, celkovou splacenou \u010d\u00e1stku a tak\u00e9 zda nab\u00edz\u00ed poji\u0161t\u011bn\u00ed proti nemo\u017enosti spl\u00e1cet p\u0159i ztr\u00e1t\u011b zam\u011bstn\u00e1n\u00ed nebo nemoci.                                                                                                                                                                                                                                                                                                                                                                                        4.2\/5 - (6 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Vysn\u011bn\u00e1 chata na dosah","item":"https:\/\/www.r52.cz\/vysnena-chata-na-dosah\/#breadcrumbitem"}]}]